Retirement Diaries: Kathie Shares Why She Retired in Tampa

Retirement Snapshot

Kathie and her husband at Valentine's Day dinner

Kathie and her husband at Valentine’s Day dinner

Copyright: Kathie Youtz

  • location: Heritage Isles, Tampa Bay, Florida
  • Age: 74
  • Retired at: 65
  • Marital status: Married for 35 years
  • profession: Purchasing Manager, General Electric. He then worked as a real estate agent for the last 15 years.

Kathie Youtz has made her home in Florida for 10 years. She and her husband Larry knew they wanted to be closer to their family and were looking for some warmer weather. While there are challenges in retirement, we also spoke to her about what makes it so wonderful.

Typical day

Retirement Expected: What does a day of retirement look like for you?

Kathy: A day of retirement means living and enjoying life to the fullest.

retirement reality

Retirement Expected: Is this how you pictured retirement?

Kathy: My husband and I didn’t know what retirement would be like other than having more free time to explore all the opportunities that came our way.

your retirement savings

Retirement awaits: Did you have a solid plan for retirement?

Kathy: There was no plan to retire, other than knowing that when retirement came, we would be moving from upstate New York to a warmer state: Florida.

The best part about retirement

Retirement Expected: What’s the best thing about retirement?

Kathy: The best thing about retirement is the ability to be spontaneous. We enjoy beaches, cruise ship vacations, sightseeing, volunteering and so on.

challenges in retirement

Retirement Expected: What is the biggest challenge in retirement?

Kathy: The biggest challenge for retirees is staying healthy. Eat better, exercise, and drink more water to stay hydrated.

cost of retirement

Retirement Expected: We want people to understand how much it really costs to retire. How are you managing your money now?

Kathy: We have a financial advisor who is outstanding and keeps us on track to earn our full income for the rest of our lives. It’s not easy, but it works for us. We planned ahead with our investments earlier in our careers.

pension advice

Retirement Expected: What’s the best piece of advice you would give to someone approaching retirement?

Kathy: Make sure you are financially ready to retire and know where and when you want to retire.

things I wish I had known

Retirement Expected: What are a few things someone would have said to you about retirement/this stage of life/the transition?

Kathy: As we age, more health problems arise. More doctor’s appointments etc. Golden years are probably younger years. Between 30 and 40. You can still have fun, but maybe not as often.

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